What uses credits?

Which Opttab features spend AI assistant credits, and what happens when they run out.

Credits measure AI assistant usage. One credit equals 0.01 USD of AI model and tool cost. Your whole account shares one balance, which resets each billing period.

These spend credits:

Questions and skills in Chat, including the AI agent panel on other pages.
Write ads with AI (1 credit) and Generate image with AI in the campaign wizard. Failed runs cost nothing.
Messages answered by your website shopping assistant.

When you reach zero, Chat replies "Your account has used its agent credits for this period" until the next period starts. Your allowance depends on your plan — see Settings › Billing.

Check your balance on the Chat Usage card at the bottom of the Chat tab.